Investor education
Investor Loan Knowledge Center
Browse practical guides, financing options, calculators, and market resources for real estate investors. Start with a topic below or browse all investor articles.
DSCR loan basics
Understand how property cash flow is used to evaluate investor financing.
What Is a DSCR Loan?
Learn the core idea behind debt service coverage ratio loans and how the property’s income is evaluated.
Explore resourceHow DSCR Loans Work
A practical overview of the DSCR loan process, from underwriting through closing.
Explore resourceWhat Is a DSCR Ratio?
See how lenders calculate the ratio between rental income and property expenses.
Explore resourceDSCR Loan Pros and Cons
Review common advantages and trade-offs before comparing financing options.
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Qualification and deal analysis
Explore common loan considerations and run estimates for an investment property.
DSCR Loan Requirements
Review common qualification factors, including credit, equity, reserves, and rental income.
Explore resourceDSCR Loan Rates
Learn about factors that can affect pricing, such as credit, leverage, and loan structure.
Explore resourceDown Payment Requirements
Understand how down payment and loan-to-value can vary between financing scenarios.
Explore resourceCredit Score Requirements
Review how credit history may factor into an investment property loan scenario.
Explore resourceDSCR Calculator
Estimate a property’s debt service coverage ratio using rent and monthly expenses.
Explore resourceLoan Amortization Calculator
Model estimated payments, payoff timing, and total interest for a loan scenario.
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Property types and ownership
Find resources for different rental property uses and borrower structures.
DSCR Loans for Airbnb and Short-Term Rentals
Learn how short-term rental income may be reviewed and what property details to check.
Explore resourceDSCR Loans for Airbnb
Explore how lenders may evaluate income from vacation and short-term rental properties.
Explore resourceBuying a Rental Property in an LLC
Review entity ownership considerations and the documents a lender may request.
Explore resourceShort-Term Rental DSCR Loans
Review a financing program designed for eligible short-term rental investment properties.
Explore resourceLLC Rental Property Loans
Explore business-purpose financing options for investment properties held by an LLC.
Explore resourceForeign National DSCR Loans
Review U.S. investment property financing options for eligible foreign national borrowers.
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Financing options and strategies
Compare available business-purpose financing paths for investment properties.
DSCR Purchase Loans
Explore financing for eligible rental property purchases using property cash flow.
Explore resourceDSCR Refinance
Review refinance options for eligible non-owner-occupied investment properties.
Explore resourceDSCR Cash-Out Refinance
Learn about using investment property equity in a business-purpose refinance scenario.
Explore resourcePortfolio Loans for Rental Properties
Understand how portfolio financing may work when an investor owns multiple properties.
Explore resourceHard Money vs. DSCR Loans
Compare two financing types designed for different real estate investment scenarios.
Explore resourceFix and Flip Loans
Explore short-term business-purpose financing for eligible renovation projects.
Explore resourceFix and Flip Loan Requirements
Review common deal and borrower considerations for a fix-and-flip loan request.
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Markets and investor articles
Browse local market information and the complete investor education article library.
Looking for more investor articles?
Browse articles on loan requirements, property types, refinancing, and real estate investor strategies.
Browse all investor articlesWe arrange business-purpose financing for non-owner-occupied investment properties only. Program details and eligibility are determined by the funding lender.