Foreign National DSCR Loans

U.S. real estate financing for non-US citizens.

Program Overview

Invest in U.S. rental properties without a U.S. credit score or Social Security Number. We use the property's cash flow and alternative credit verification to fund foreign national real estate investors.

Why Investors Choose This Program

Property-Cash-Flow Focus: Programs typically evaluate property cash flow rather than personal income documentation.
Unlimited Properties: Expand your portfolio without hitting Fannie Mae's 10-property limit.
LLC Closing: Protect your personal assets by closing in a corporate entity.
Faster Processing: Asset-based underwriting leads to quicker approvals.

Typical Required Documents

Property Appraisal (ordered by lender)
Current Lease Agreement (if rented)
Property Insurance Dec Page
2 Months Bank Statements (for reserves)
LLC Articles of Organization
Government-issued ID

Ready to move forward?

Submit a brief inquiry to review estimated pricing and leverage options for your specific deal.

For business-purpose loans on non-owner-occupied investment properties only.

Business-purpose/investment-property financing only. Not for owner-occupied primary residence loans.

DSCR Loans & Investment Property Financing Nationwide

Investor Loan Finder helps real estate investors apply for DSCR loans, fix-and-flip loans, hard money loans, and rental property financing — with no tax returns required. Get pre-qualified in minutes. After you submit, our team follows up with you about your request.

What Is a DSCR Loan?

A DSCR (Debt Service Coverage Ratio) loan qualifies borrowers based on property rental income rather than personal tax returns or W-2s. Ideal for real estate investors with multiple properties or self-employed income.