Loan Amortization Calculator

Project monthly payments, payoff time, total interest paid, and full amortization schedules for rental property, DSCR, and investment property loans.

Use this free amortization calculator to model payment scenarios for your investment property loans. Adjust loan amount, interest rate, loan term, and extra monthly principal payments to see how they affect your total interest cost and time to payoff.

This tool is designed for real estate investors evaluating DSCR loans, fix-and-flip bridge loans, cash-out refinance options, and rental property mortgages. Extra principal payments can dramatically reduce total interest paid over the life of a loan.